July Business Services
P.O. Box 2208
Waco, Texas 76703

July Business Services
215 Mary Avenue, Suite 302
Waco, Texas 76701

Benefits Bulletin

Our Quarterly Newsletter to help keep you informed about the lastest in Retirement Planning

Summer 2008 Benefits Bulletin

401(k) Supreme Court Case Deadline for Depositing Deferrals The Latest on Rollovers Minding Your Fiduciary Responsibilities

Spring 2008 Benefits Bulletin

Automatic Enrollment 2008 Spouse Beneficiaries - Stretch IRA & Other Options Plan Participation and Employee Retention

Winter 2008 Benefits Bulletin

QDIA Final Regulations IRS & Social Security - Cost of Living Adjustments 2008: A Year of Change Reviewing Your Fiduciary Liability Coverage

Fall 2007 Benefits Bulletin

Automatic Enrollment - The Rules Have Changed It's Required Minimum Distribution Time Helping Employees Understand Employer Benefits Catch-Up Contributions Q&A

Summer 2007 Benefits Bulletin

Evaluating your Plan's Features The Latest on Plan Loans New Guidance on Roth Distributions Recent Developments

Sping 2007 Benefits Bulletin

Making a Statement Guidance on Nonspouse Beneficiary IRA Rollovers Recent Developments in Benefit Plans A Closer Look at Two PPA Changes The Wide World of Matches More Recent Developments

Winter 2007 Benefits Bulletin

Participant Statement Requirements for 2007 IRS and Social Security Cost-of-Living Adjustments Current Automatic Enrollment Rules Recent Developments

Fall 2006 Benefits Bulletin

The Pension Protection Act of 2006 Improperly Excluded Employees Highlights of the EPCRS Changes Making Things Right

Summer 2006 Benefits Bulletin

Making it Automatic Can a Cafeteria Plan Help Your Business? Understanding Fiduciary Responsibilities Meeting the Annual Reporting Requirements for Your Plan

Spring 2006 Benefits Bulletin

Matching Makes a Comeback FAQs About Plan Contributions The Need for an Investment Policy Statement By Default Moving in the Right Direction

Winter 2006 Benefits Bulletin

Final 401(k) Regulations Effective in 2006 IRS and Social Security Cost-of-Living Adjustments Give Your Plan a Checkup Recent Developments Rightsizing You Fidelity Bonding

Fall 2005 Benefits Bulletin

Comparing Retirement Plan Choices New Hardship Distribution Regulations: An Overview for Plan Sponsors Provide Plan Documents in a Timely Manner Using Severance Compensation for a Qualified Plan Communication Counts Recent Developments In Benefit Plans

Summer 2005 Benefits Bulletin

Ready Set Roth Retirement Assets Gain More Bankrupcy Protection Time To Consider a Safe Harbor Plan? Elective Deferrals by Self-employed Individuals Benefits Notes

Spring 2005 Benefits Bulletin

Tips for Filing Form 5500 The Ends Don't Justifiy the Means All About RBD's Satisfying Top Heavy Requirements: It's All in the Design

Winter 2004 Benefits Bulletin

What Is the Successor Plan Rule? Are Automatic Plan Features the Answer? Looking to the Future Choosing a Default Investment Recent Developments in Benefit Plans

Fall 2004 Benefits Bulletin

More on Paying Administrative Expenses IRS Clarifies Top-heavy Exemption Owner-employees Granted Plan Protections A DOL Audit — Are You Ready? Deposit Deadlines and Form 5500

Summer 2004 Benefits Bulletin

With Avoiding Penalties, It's the Right Way or No Way To Late - The Domestic Relations Order That Couldn't Be Qualified Small Plan Audit Waiver Avoiding Plan Design Pitfalls

Spring 2004 Benefits Bulletin

Correcting Excess 401(k) Contributions Asset Investment Trends Retirement Plan Limits Change for 2004? How Does Your Plan Stack Up? GUST Reprieve

Winter 2003 Benefits Bulletin

Choosing a Retirement Plan that Maximizes Benefits for Owners and Key Employees ERISA Sets Higher Standards for Plan Fiduciaries/li> Deemed IRAs - An Opportunity To Boost Participation The Impact of Automatic Enrollment in 401(k) Plans/li>

Summer 2003 Benefits Bulletin

Ready Set Roth Retirement Assets Gain More Bankrupcy Protection Time To Consider a Safe Harbor Plan? Elective Deferrals by Self-employed Individuals Benefits Notes

Spring 2003 Benefits Bulletin

Post-year-end Service Contributions Owner-only 401(k) Plans - A new Opportunity Con't Overlook Top-heavy Requlations Final Loan Regulations

Fall 2002 Benefits Bulletin

Blackout Period Legislation Passed Structuring a Plan Loan Program Participant Loans When Participants Can’t Be Found A New Retirement Saving Opportunity Post-year-end Service Contributions

Summer 2002 Benefits Bulletin

Inside the New Regulations on Required Minimum Distributions Connecting Your Employees with the New Saver's Credit The Job Creation and Worker Assistance Act Trends in Eligibility Practices Recent Developments

Fall 2001 Benefits Bulletin

Can You Exclude Employees from Your Retirement Plan? DOL Reaffirms the Rules on Fees Retirement Plan Distribution Issues Resulting from Mergers and Terminations New Audit Exemption Rule Deadlines for Amending Plans

Summer 2001 Benefits Bulletin

New Contribution and Benefit Limits Top Heavy Rules Eased Pension Portability? Other EGTRRA Changes

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